The complete BNPL & Device Locking platform for Nigerian merchants. Automate repayments, secure your inventory, and build credit for your customers.
Payment Overdue: ₦5,000
Make payment to unlock your device
Simple, secure, and automated device financing in three easy steps
Add the device to VistaLock platform and set payment terms. Install our secure agent app on the device.
Customer makes installment payments. System automatically tracks and sends reminders for upcoming payments.
Device locks automatically if payment is missed. Unlocks instantly when customer pays. No manual intervention needed.
Everything you need to manage device financing, from locking to analytics
Automatically lock devices when payments are missed. Set grace periods and escalation stages for fair enforcement.
Automated SMS and in-app reminders keep customers informed about upcoming payments and due dates.
Invite field agents, set onboarding limits, and track their performance across multiple locations.
Monitor all loans, payments, and device status in real-time with comprehensive dashboards and reports.
Create custom payment schedules with flexible terms, interest rates, and down payment options.
Customers can view their loan details, payment history, and make payments through a dedicated portal.
Start free, scale as you grow. No hidden fees.
For growing businesses
For large-scale operations
Join hundreds of merchants using VistaLock to grow their business and reduce defaults